The problem
Fintechs need a fast, compliant bank partner to launch accounts, cards and loans without their own charter
What they do
FDIC-insured sponsor bank with APIs for fintech accounts, cards, lending and stablecoin payments
Traction 2025 revenue ~$124M, up 65% (Sacra est.); H1 2026 net income +92%, deposits +61%
Hiring trend
- Open roles
- 17
- Ops roles
- 4
- Headcount
- ~335
Headcount +28% in 12 mo (262 to 335 bank staff, FDIC, Jun 2025 to Jun 2026)
Hiring in
- New York
- San Francisco
- Sunnyvale
- Remote (US)
Glassdoor
4.7 ★ 31 reviews ↗Funding
- Last round
- $70M
- Stage
- Series B
- Date
- Sep 2025
Led by ICONIQ, Greycroft (new); Ribbit, Coatue, Khosla, a16z (existing)
- Hiring+1.517 open roles on the live job board (10–29 roles = +1.5)
- Funding recency+0.5Series B · $70M, Sep 2025 (13 months ago): 12–24 months = +0.5
- Traction+1.5Strong growth: 2025 revenue ~$124M, up 65% (Sacra est.); H1 2026 net income +92%, deposits +61%
- Red flags0None found in the last 24 months
- Total3.51.5 + 0.5 + 1.5 − 0 = 3.5 → Tempo (3.5–4.24)
Distance (Half) is a separate read on how long the lead can last. It doesn't change the score.
Distance
Half · edge: hard to leave
A top sponsor bank for fintech and stablecoins (Affirm, Stripe/Bridge, Ramp, Revolut) with its own charter and ledger, but Column and Cross River compete and crypto concentration plus rising bad loans add exposure.
Sources: Sacra, Mar 2026 (revenue, Column comparison) ↗ · The Financial Current, Oct 2026 (FDIC June 2026 financials, Affirm/OnePay/Branch partners) ↗ · Embedded Finance Index (charter, ledger, Fed connection; Affirm, Ramp, Stripe) ↗
Last checked Oct 25, 2026