The problem
Hourly workers wait two weeks for pay they already earned and turn to costly payday loans
What they do
Earned wage access embedded inside payroll and workforce platforms like Gusto and QuickBooks
Traction $100M revenue run rate, up 10x in a year; cash-flow positive; 300K+ businesses
Hiring trend
- Open roles
- 9
- Ops roles
- 2
- Headcount
- ~80-90
Headcount +32% YoY to ~91 (LinkedIn est.); 78 full-time per company, Oct 2026
Hiring in
- New York
- Remote (US)
Glassdoor
4.2 ★ 15 reviews ↗Funding
- Last round
- $23.2M
- Stage
- Series B
- Date
- May 2025
Led by Upfront Ventures (Thrive Capital led the 2023 round)
- Hiring+19 open roles on the live job board (3–9 roles = +1)
- Funding recency+0.5Series B · $23.2M, May 2025 (17 months ago): 12–24 months = +0.5
- Traction+1.5Strong growth: $100M revenue run rate, up 10x in a year; cash-flow positive; 300K+ businesses
- Red flags0None found in the last 24 months
- Total3.01 + 0.5 + 1.5 − 0 = 3.0 → Steady (1.5–3.49)
Distance (Half) is a separate read on how long the lead can last. It doesn't change the score.
Distance
Half · edge: hard to leave
Embedded in Gusto, QuickBooks, TriNet and BambooHR and in ~5% of US businesses with $100M run rate and positive cash flow; but it depends on those partners and on one bank, and faces DailyPay, Payactiv and shifting state EWA rules
Sources: Upstarts Media, Aug 2026: $100M run rate up 10x, cash-flow positive, 300K businesses, >5% of US businesses ↗ · Business Wire, Oct 2026: Pathward renews as lender; $2B advance volume run rate, 500K MAU ↗ · GlobeNewswire, May 2026: BambooHR launches On-Demand Pay with Clair ↗
Last checked Oct 25, 2026