The problem
Main Street owners have no finance team and no time for books, invoices and chasing payments
What they do
AI finance employee that does invoicing, bookkeeping and payments for small businesses via chat
Traction 500 businesses signed up in free private beta (Sep 2026); no revenue disclosed
Hiring trend
- Open roles
- 3
- Headcount
- ~10
Founded 2026; ~10 staff, all Miami (Refresh Miami, Oct 2026); 3 open roles, all eng/design
Hiring in
- Miami
Latest news
Oct 2026
Raised $5.5M seed led by Mischief, with Peter Thiel, after Sep 2026 private beta ↗Funding
- Last round
- $5.5M
- Stage
- Seed
- Date
- Oct 2026
Led by Mischief (Zach Perret); Peter Thiel participating
- Hiring+13 open roles on the live job board (3–9 roles = +1)
- Funding recency+1.5Seed · $5.5M, Oct 2026 (this month): 6 months or less = +1.5
- Traction+0.75Some growth: 500 businesses signed up in free private beta (Sep 2026); no revenue disclosed
- Red flags0None found in the last 24 months
- Total3.251 + 1.5 + 0.75 − 0 = 3.25 → Warm-up
Seed rule: seed-stage without strong traction starts in Warm-up whatever the score (Steady by score alone).
Distance (Unproven) is a separate read on how long the lead can last. It doesn't change the score.
Distance
Unproven
Just out of private beta with 500 free sign-ups and no paid usage yet; competes with QuickBooks, BILL and SMB neobanks like Mercury and Novo, and the deposit-funded free model is unproven.
Sources: Refresh Miami: BOB raises $5.5M seed, 500 beta sign-ups (Oct 2026) ↗ · BOB: pricing and why it's free (deposit-funded) ↗
Open ops roles
No ops roles open right now
Last checked Oct 25, 2026