The problem
Businesses, banks and software platforms need licensed, controllable card and payment rails without building them in-house
What they do
Commercial cards, payment accounts, FX and spend management, open to AI agents via MCP
Traction Passed $100M ARR (Jul 2026), says business doubled 3 years running; 5,000+ business customers (company-stated)
Hiring trend
- Open roles
- 39
- Ops roles
- 4
- Headcount
- ~300-370
Headcount 156 (Q2 2024) to 300+ (2026); +7.7% YoY per Revelio, +45% per LinkedIn; 25 of 39 open roles posted since Aug 2026
Hiring in
- Berlin
- London
- Remote (Europe)
- Remote (US)
Latest news
Nov 2026
Raised $80M Series C to open B2B payments to AI agents and expand in North America ↗Glassdoor
3.4 ★ 29 reviews ↗Funding
- Last round
- $80M
- Stage
- Series C
- Date
- Nov 2026
Led by Seaya Nova, Speedinvest
- Hiring+239 open roles on the live job board (30+ roles = +2)
- Funding recency+1.5Series C · $80M, Nov 2026 (this month): 6 months or less = +1.5
- Traction+0.75Some growth: Passed $100M ARR (Jul 2026), says business doubled 3 years running; 5,000+ business customers (company-stated)
- Red flags0None found in the last 24 months
- Total4.252 + 1.5 + 0.75 − 0 = 4.25 → Race (4.25–4.74)
Distance (Half) is a separate read on how long the lead can last. It doesn't change the score.
Distance
Half · edge: hard to leave
One of Europe's largest commercial-card platforms ($100M+ ARR, own EU e-money licence, Visa/Mastercard principal member) whose white-label programs for banks like Commerzbank and Volksbanken are hard to rip out; in the US it is a newcomer behind Ramp and Brex.
Sources: Pliant: $80M Series C, $100M+ ARR, principal Visa/Mastercard member, banks and platforms build on it (Nov 2026) ↗ · TNW: Pliant Series C, US rival Ramp at $60bn valuation (Nov 2026) ↗ · Pliant press: Commerzbank and six Volksbanken run card programs on Pliant (2024-2025) ↗
Last checked Nov 4, 2026