The problem
Small businesses wait a week or more for commercial coverage, and many brokers turn hard-to-place risks away
What they do
AI-run commercial insurance brokerage placing small-business coverage across 165+ carriers
Traction ~$5M ARR (company-reported, Apr 2026); 6,000+ businesses served; team +590% YoY
Hiring trend
- Open roles
- 36
- Ops roles
- 4
- Headcount
- ~69 (est.)
Headcount ~25 (Feb 2026) → ~69 (Dealroom), +590% YoY; open roles 28 (Aug) → 37 (Oct)
Hiring in
- San Francisco
- New York
- Atlanta
Latest news
Sep 2026
Named to CB Insights' 2026 Insurtech 50 list of most promising insurtech startups ↗Funding
- Last round
- $35M
- Stage
- Series A
- Date
- Feb 2026
Led by Emergence Capital
- Hiring+236 open roles on the live job board (30+ roles = +2)
- Funding recency+1Series A · $35M, Feb 2026 (8 months ago): 6–12 months = +1
- Traction+0.75Some growth: ~$5M ARR (company-reported, Apr 2026); 6,000+ businesses served; team +590% YoY
- Red flags0None found in the last 24 months
- Total3.752 + 1 + 0.75 − 0 = 3.75 → Tempo (3.5–4.24)
Distance (10K) is a separate read on how long the lead can last. It doesn't change the score.
Distance
10K · edge: hard to leave
A tiny new entrant in a market owned by Marsh, Hub and Acrisure, chased by AI-native rivals (Corgi, Equal Parts) and AI-armed agencies that can match its speed; its 98.8% renewal claim is self-reported, so the renewal lock-in brokerages live on is not yet proven.
Sources: Teardown: Harper business model, traction and competitive set (Jul 2026) ↗ · The Inference: Harper's 1,000-customers-a-month claim vs homepage counter (Oct 2026) ↗ · Harper homepage: 6,000+ businesses, 98.78% renewal (company claim) ↗
Last checked Oct 25, 2026