The problem
Lenders and landlords can't fairly judge thin-file applicants and newcomers whose credit history the US bureaus don't show
What they do
Cash-flow underwriting, income verification and cross-border credit reports for lenders and landlords
Traction Revenue doubled in 2024 to ~$25M (est.); 7,000+ customers incl. Chase, PayPal, Yardi
Hiring trend
- Open roles
- 8
- Ops roles
- 1
- Headcount
- ~103-128
Revelio ~103 staff (-4% YoY, down from 131 in Q2 2024); postings +84% in 2026
Hiring in
- New York
- Remote
Glassdoor
4.1 ★ 54 reviews ↗Funding
- Last round
- $35M
- Stage
- Series D
- Date
- Oct 2025
Led by Socium Ventures (Cox Enterprises)
- Hiring+18 open roles on the live job board (3–9 roles = +1)
- Funding recency+1Series D · $35M, Oct 2025 (12 months ago): 6–12 months = +1
- Traction0No growth signal counted: Revenue doubled in 2024 to ~$25M (est.); 7,000+ customers incl. Chase, PayPal, Yardi
- Red flags0Watch-outs noted below, none scored as a significant flag
- Total2.01 + 1 + 0 − 0 = 2.0 → Steady (1.5–3.49)
Distance (10K) is a separate read on how long the lead can last. It doesn't change the score.
Distance
10K · edge: hard to leave
Unique cross-border Credit Passport and FCRA-compliant rails embedded in Yardi, Dealertrack, Chase and PayPal, but cash-flow underwriting is crowded with bigger players (Plaid, Experian, FICO, Mastercard) and it relies on aggregator rails that include a rival.
Sources: Forbes: Inside the turnaround of Nova Credit; cash-flow underwriting grows intensely competitive (Feb 2025) ↗ · Cox Automotive: Nova Credit embedded in Dealertrack as preferred partner (Sep 2026) ↗ · Fintech Takes: Plaid vs. FICO and the credit bureaus (Oct 2026) ↗
Watch-outs
Headcount contraction 2024-25: Revelio shows ~131 (Q2 2024) falling to ~92 (Q4 2025); Jun 2025 Glassdoor reviews cite frequent layoffs and constant reorgs.
Sources: Revelio Labs: Nova Credit headcount by quarter (2023-2026) ↗ · Glassdoor: Nova Credit reviews mentioning layoffs (Jun 2025) ↗
Open ops roles · 1
Last checked Oct 25, 2026